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Instead, a borrower falls into a long-term pattern of taking payday advances to pay the exorbitant finance charges and balances on prior payday advances. Because of this cycle, borrowers end up relying on the high-interest payday loans as a source of income. In this situation, courts often credit cash loan euro 4 pics that (1) there was no fraudulent intent, and (2) that the payday loan is a single debt that dates back further than the most recent payday advance.
How to Avoid Problems With Payday Lender Objections to Discharge. Nevertheless, there is a risk of losing your discharge if a payday lender can prove its case. Rather than deal with the time, money, and risk of fighting a discharge objection by a payday lender, you may be able to avoid this problem by: waiting more than 90 days from your last payday loan advance before filing bankruptcy, or.