Normally, and based on the expectations given to me, the approval time would take between one to two weeks. But in my case, it only took one week for me to get an best personal loans for 12 000 message from them that my loan amount was ready for claim.
It has been an easy transaction for me, and I am guessing it helps that I. Unlike other banks, BDO is no longer mailing account statements of your loan due date. Instead, they sent me a loan card, indicating my monthly due amount and date. Payment scheme was also more convenient with BDO because they accept over-the-counter payment, or savings deduction. I chose the first option than issue them post-dated check or have them deduct my monthly dues to my savings account.
This way I have full control of my own savings. When it comes to interest rates, BDO gives lower rates.
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